IN response to the question posed in last week’s letter ‘Money reply choked me up’, there are lots of families out there experiencing hardship.

Thousands of people are relying on food banks to survive as the benefits paid do not cover the increase in the cost of living, and we are seeing more working families in poverty than ever before.

People are getting into debt to budget for clothing and essential household items.

I have created a Good Trust Fund Guide to charitable trusts available which provide free grants to people in need to help them avoid getting into debt and some trusts provide people with extra money.

Anyone who would like a free copy can email me at michael egan86@gmail.com.

Michael Egan

The Shires